All posts by dwight

More on Payday loans and Lotteries

An interesting article that points out why payday loans, while regrettable, can actually have a benefit while also pointing out that Churches might be able to help relieve the poor from their predatory interest rates:

How Churches Can Protect the Poor Against Predatory Lending

An article I read a while back (it is an editorial from 2010) talking about states relaxing regulations to allow credit unions to offer savings accounts which offer lottery like prizes for people who meet certain savings goals. I know that states love that revenue that lotteries bring, but if they cared about their poorer citizens they would be moving away from “education lotteries” and toward this type of regulation:

Credit unions launch a savings lottery, and everyone hits the jackpot

Some games

I’ve been enjoying Alto’s Adventure ($2 currently). It reminds me of a game I enjoyed playing when I got my first iPhone, Tiny Wings. Both involve controlling a character moving through a hilly landscape in short bursts of play time (which is helpful in mobile games because you might be able to play anywhere between 30 seconds or 30 minutes.)

I have played both of those games and recommend them without reservation. I haven’t played Cursed Treasure 2 on the iPhone, but I did play it on the computer and it was pretty good. It is a well-drawn tower defense game. Instead of playing the “good guys”, you are defending your gems from being stolen by a hero who sends stereotypical units against your towers (It is currently free on the App Store.)

On Tea

I have started drinking a cup of coffee in the morning, but I still enjoy tea.

I like the simplicity of the process. All I need is some tea, some hot water, a cup, and a device for straining the tea out of the water when I’m done steeping it. The last is even optional (though preferred). I’ve drunk a few cups just using my lips to hold the tea out.

The cheapskate/recycler in me likes that I can reuse tea. Perhaps you can reuse coffee, but I have only heard about how quickly coffee goes bad and becomes unsuitable for even a single use, much less a second use.

Finally, I have not noticed a very large spectrum of flavors with coffee as I have with tea. Even if you limit yourself to real camellia sinensis and leave out rooibos or other herbal teas, you can experience a great range of flavors with tea. White, Oolong, Green, and Black each have their own flavors and the variance within those is still greater than I’ve noticed in coffee.

Photo from the wikipedia article on tea